Our services include three stages of debt resolution, which we implement in order to maximise your chances of resolving any outstanding debts you may be owed.
The first step is to send a letter to the debtor advising how much is owed and reserving the right to progress the debt to court if necessary. We have found that frequently, the debts are resolved at this stage and there isn’t a need to progress the matter further, however if there is no payment then we can issue court action through the county courts. If the debtor fails to respond to the claim or the court makes an order for them to pay and the debtor still fails to pay, we can make an application for a County Court Judgement (CCJ).
Letters to the debtor
This allows the debtor the opportunity to discuss or pay for the debt and prevent further costs being incurred.
Most debts can be ethically resolved at this stage without the need to escalate the debt.
Court Action
Should a debt remain unpaid then our in-house legal team will file a Court claim.
If the debtors decide to defend the case our in-house staff will attend Court to present the case before the Judge.
County Court Judgement
Should a claim form be ignored, or the sum ordered by Court remain unpaid then a CCJ will also be obtained.
A CCJ can affect your credit score and your ability to get credit.
Contact Us
Contact our team
Our Commercial Services include…
- Debt Recovery UK
- Single & Multiple Defendant cases
We are able to assist with tracing parties that you have a legitimate interest in to assist with the collection of the debt you are owed. All our tracing methods are compatible with the Data Protection Act.
We will be able to advise you on the best steps for your cases, to enable you to get the best possible results whilst also keeping the costs at a minimum.
At Ethical Debt Resolution Limited we will assist you through each stage of the debt collection process and we have made instructing us to collect your debt simple and straightforward, you can open an account today and very soon have us working towards recovering the money your business is owed.